1. How much time do I have to make a decision?
Because your lender is going to aggressively collect the money that you owe them, you need to make a decision IMMEDIATELY. For example, in Georgia you have only 30 days before the house will be sold at the court house steps. The only thing that is probably stopping you is that you need to get your questions answered. Fill out the simple form below to get started.
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2. Can I get help with relocation?
Yes, in many cases we can help you find housing that still meets your space and location needs yet is more affordable for you at this time.
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3. What will happen to my credit if my house goes into foreclosure?
Your credit will be ruined for 10 years because it will be visible to anyone who looks at your credit report, and it may keep you from getting another lender to help you buy a home in the future. You should avoid a foreclosure on your credit report at all costs.
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Defined as "The forced sale of property pledged as security for a debt that is in default," this simply means that the bank will legally sell your home in order to recover the loan they made to you. There are several ways to avoid the devastating impact of foreclosure on your family.
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It depends on how much you owe versus to the market value of the property. If your house is "Upside-down", meaning you owe more than it is worth, you will not be able to sell your property easily in today's market because your buyer will want to bargain with you. There are services that you can use to get the house sold faster, and our Loan Relief Counselrs can help answer your questions about that.
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6. Where can I go to get honest, FREE advice that can help me decide what to do?
This is probably a very difficult time for you and your family right now. You need to get your questions answered by one of our Loan Relief Counselors, who can show you ways you may be able to sell the house, refinance, get cash, or keep the house, all depending on what you and your family need at this time.
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Fill out the form below. If you have no equity, you will find it difficult to sell the property with Real Estate agents or give someone a bargain purchase. Our Loan Relief Counselors can look at the situation together with you and see what other arrangements can be made to stop the foreclosure.
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8. What if I want to keep the property?
f you have had a temporary situation and can now make the payments, Congratulations! Few people are so fortunate. We may be able to help you both keep the house and stop the foreclosure.
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9. Is there a way that I can refinance?
It depends. We would need to take a close look at the options available to you in the area of refinancing the property. Our Loan Relief Counselors will be able to look at the details of a refinance with you and help you accomplish what you want.
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10. What can I do if I have an Adjustable Rate Mortgage (ARM)?
Especially in this situation, you need to fill out the form below. You have probably already found out in the news recently that many other people are in a similar situation to yours, because they were not fully explained the details of their loan by their loan officer, who was making a fast buck.
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11. What about my privacy during these matters?
Unfortunately, when a foreclosure is filed against you by your lender, by law it is made public knowledge to everyone and published in the legal notices. What we offer is a private, confidential means of resolving this matter so that you can return to a normal life and have peace of mind. When we have stopped the foreclosure, there should not be anymore harassment by your lender over this debt.
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12. What if I really want to WALK AWAY TODAY?
We may be able to help you arrange that, if the property can qualify. In some cases, we can purchase the house quickly, without hassle.
